For a car
Getting your car insured is often mandated by the government. Generally, it is there for a reason – to protect yourself from an accident waiting to happen.
If you own a car, it is logical to get your car insured. Unfortunately, it is a well-known fact that car related injuries are sustained on a daily basis. Now, you may be capable of being a responsible driver but it is sad to say, we cannot say the same for everybody else you pass on the road. Having your own policy gives you assurance that you are financially capable of paying any damages you might cause by accident.
Let’s say you become the victim, wouldn’t you want that person who caused you harm to be responsible enough to have an insurance policy as well? Ever wonder what happens to drivers who don’t have insurance and cannot pay for the damages? Don’t even think about going through that kind of stress. A car insurance will not prevent you from running into trouble but it can be your security blanket. If you drive and own a car, make this as your responsibility to have one.